Insurance Service Chula Vista

What do Uninsured and Underinsured Motorist Insurance Typically Cover?

When you are hit by an underinsured or uninsured driver in Chula Vista, insurance coverage for the two can protect you against heavy medical and property damage charges. Here’s what they typically cover:

  • Uninsured Motorist Coverage offers 2 types of coverages:

A. Bodily Injury Coverage to help you pay for the physical damages resulting from an accident with an uninsured driver. Also, your family member might also be covered if they are driving your car or travelling in the same.

B. Property damage repair costs for the vehicle which got damaged due to accident, though not available in all states.

  • Underinsured motorist coverage only covers bodily injuries.

When you apply for Auto Insurance, your Rais Insurance Services, INC, agents will help you cover both these conditions for your financial safety. Also, they can help you avail Auto Insurance, Home Insurance, Health Insurance, Life Insurance, and Flood Insurance in Chula Vista.