Insurance Service Oxnard

How Does Life Insurance Work?

Life Insurance is a contact between the insured and the insurer where the insurer agrees to pay the insured death benefits on the event of insured’s death or the maturity of the policy for a fee known as Premium.

According to the needs and goals of the insured, Life Insurance policies and benefits may vary in Oxnard:

  • Term Life Insurance Plan

Provides protection and coverage for a set period of time, say, 10 or 20 years for a fixed rate of premium.

  • Permanent Life Insurance Plan

The coverage lasts all throughout the life of the insured.

All the benefits from life insurance are tax-free and premium depends on the tenure of the policy and your age at the time of taking the policy.

Professionals at Rais Insurance Services, INC, will take you through best plans so that you can yield maximum from your investment. That is whether you take Auto Insurance Oxnard, Home Insurance Oxnard, Health Insurance Oxnard, Life Insurance Oxnard, or Flood Insurance in Oxnard.

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