Insurance Policies

Auto Insurance, Homeowners Insurance, Policies for Renters,Commercial Insurance

You wouldn’t go to a grocery store if it only offered one product, so why go to an insurance agency that sells only one type of insurance? That sort of agency works for the insurance company and not you. Rais Insurance is dedicated to helping you find the absolute best homeowners, auto, and business insurance coverage at rates well within your budget.
Auto Insurance
Ensure that you’re always covered while driving with comprehensive auto insurance from Rai’s Insurance. We offer coverage based on your specific needs. Popular coverage options include:

  • Bodily Injury Liability
  • Collision
  • Comprehensive Coverage
  • Deductible
  • Liability Coverage
  • Medical Payments
  • No-Fault insurance
  • Personal Injury Protection
  • Property Damage Liability
  • Uninsured Motorist Coverage
  • Underinsured Motorist

Homeowners Insurance

Your home is perhaps your most valuable possession, which is why you need the best homeowners insurance coverage available. In general, homeowners insurance pays to replace or repair your home and personal property. Compensation for damage from fire, lightning, wind, and theft, as well as more specific events, such as bursting pipes, falling objects, smoke damage, and building collapse is usually included.

Homeowners insurance also provides personal liability protection and medical payments and usually pays for living expenses if your home becomes uninhabitable. Most insurers offer optional coverages to insure valuable personal property such as jewelry, furs, and silverware that exceed the policy maximums.

Policies for Renters

You own the contents in your apartment and your landlord owns the building, therefore renters are responsible for insuring their own personal belongings against damage or theft. Proper coverage also protects you against specified damages, such as if a visitor to your apartment slipped, fell, and filed a claim against you. Your landlord’s policy covers damage to the building, including walls, ceiling, and plumbing.

Commercial Insurance

As a business owner, working with a trustworthy insurance agency will definitely save you both time and money. Our agents work with you to find a policy that’s perfect for your business. Retail stores, restaurants, office buildings— you name it. Our business insurance policies range from fire, theft, and vandalism to slip and fall policies. We can also protect the contents of your business.