Health Insurance Mission Viejo California

Health insurance in Mission Viejo offers you a way of paying for your health care expenses. Like home or car insurance, at Rais Insurance we offer you a variety of options that are meant to fit your budget as well as health care requirements.

How Does Insurance Work?

No matter what health insurance product you choose, you will be required to make a monthly payment (known as premium) to keep your coverage. You might also opt to pay every time you seek medical care – through co-insurance or co-payment. In general the higher the premium you choose, the lower your deductibles and out-of-pocket costs, and vice versa.

It is critical that you get health insurance for the following reasons.

No One Plans on Getting Sick or Having an Accident

You never know when you might require care and such unplanned for costs can be quite high. Our health insurance products will either:

• Pay for all your medical expenses directly to the health care provider
• Cover some of the costs that go in to your treatment, or
• You may choose to cover costs and we refund you

You Stay Healthy

Recommended preventive care services are covered at 100 percent by our plans. This will help you avoid a myriad of health issues or even detect them before they become serious. Some of our plans include wellness programs and tools as well.

It is Compulsory

The health reform law requires that everyone have health insurance. If you choose to stay without one, you are liable to paying a hefty penalty.

Introducing Rais Insurance

We are a family-owned, full service insurance agency capable of taking care of all your business and personal insurance needs. Since 1982, we have served many individuals with dependable, sound coverage at rates that are pocket-friendly.

We are also proud of the fact that we can come up with a customized health insurance product quickly and that meets your individual requirements. At Rais Insurance, we believe in going that extra mile to ensure that we offer you a product you will love and will take care of you and your family. If you would like to learn more or get an instant quote for health insurance in Mission Viejo, do not hesitate to contact us today.