Top Health Insurance Companies in California
Given the passage of Affordable Care Act (ACA) or Obamacare few years back, the importance of health insurance has become all to evident. California was the first state in America to come up with a health insurance exchange as mandated under the act. It works under a vast network of hospitals, health insurance companies and physicians. Here are some of the top health insurance companies serving in California:
Anthem Blue Cross: Anthem Blue Cross is a California based health insurance company which covers over 8 million Californians. Founded in 1937, the insurance company has linkup with 330 acute care hospitals and has a dedicated team of individuals providing innovative health insurance plans in Anaheim and other parts of California. They provide numerous choices with respect to insurance products which include dental, vision, life and disability cover. Under its BlueCard program it provides national access to various stakeholders. It offers a range of insurance products to individuals, groups as well as senior citizens.
Blue Shield of California: Blue Shield of California is a California based health insurance company founded in 1939. The company has employee strength of about 4500 people. It covers over three million Californians and is a major name in the California healthcare market. It has come up with several innovations pertaining to health insurance products and has recently advocated state wide universal healthcare coverage. Under its PPO and HMO plans, it has access to 350 and 300 hospitals respectively, which manages its health insurance plans in Santa Ana and other parts of California.
Cigna: Cigna is one of the prominent global health service leaders and was formed in 1982 after the merger of Connecticut General Corporation and INA Corporation. The company claims of having sales capability in 30 countries and customer relationship with over 86 million customers. The company endeavours to help its customers lead a healthy and secure life and offers them to choose from several affordable health care options. It has a policy of engagements with its customers under which it provides them the information that they need to improve their health and lead and quality life.
Health Net: Founded in 1985, Health Net is one the largest health care companies in the United States. It has the total membership of over 6.8 million people and operates with the help of a network of over 4,550 hospitals and 527,000 doctors. With its mission of giving people safe, healthy and comfortable life, it has pursued the same by bringing to them medical, dental, live vision and disability covers. Its health insurance plans are by and large affordable and flexible and it provides its customers 24-hour support services to give them informed choices regarding their health care needs.
Kaiser Permanente: Kaiser Permanente is the largest non-profit health plan in the US with its headquarters based in Oakland, California. It is basically composed of Kaiser Foundation Hospitals, Kaiser Foundation Health Plans and the Permanente Medical Groups. It has membership strength of 8.7 million people in over nine states. Here, one could work along primary care physicians for choosing a personalized health care plan based on ones health needs. Kaiser Permanente offers individual and family coverage for individuals including self-employed, working, a student or recent graduate, overage or not covered on their parent’s plan, between jobs, etc.
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